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[QUOTE="Mika, post: 270679, member: 29399"] If your employer does not give you any retirement benefits, you will have to work hard on building your own retirement funds. In order to do that you will have to save money in your retirement funds. You can build retirement funds in two ways, one, deposit cash on your funds regularly for 20 years and keep your money in some sort of saving account where you will be receiving interest. Another way to build retirement funds is to buy term life insurance for your retirement benefit, pay the premiums for 20-25 years, and after the maturity, you will have sizeable funds. There are also insurance companies that offer retirement insurance plans where you pay a premium for x number of years and then after that you will receive monthly allowances for the rest of your life. You can also invest in the market as your retirement benefit, you can use your investment in your old age. [/QUOTE]
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