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Rule Number One for Personal Finance: Spend Less, Save More
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[QUOTE="Etini, post: 332022, member: 90141"] I would rather rephrase and say, earn more, spend reasonably. To think of reducing your expenses as a financial measure is close to being unrealistic for a rational person. There is a certain standard of life that you can't possibly think of reducing your expenses beyond. And that is the reason I said spend reasonably. To balance up your financial growth, you need to earn more than you currently earn to ensure that inflation allows you to live at your comfortable lifestyle. Savings as a financial measure is just for emergency if you ask me. I invest more than I save. That's the perfect wealth stimulator. [/QUOTE]
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Rule Number One for Personal Finance: Spend Less, Save More
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