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Retirement Planning for Freelancers
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[QUOTE="Manasha1, post: 325064, member: 99593"] Everyone, especially freelancers, should plan for retirement. Nevertheless, because they do not have access to employer-sponsored retirement plans such as 401(k)s, freelancers confront particular hurdles when it comes to retirement planning. Here are some retirement planning advice for freelancers: Set up a retirement account: To save for retirement, freelancers can open an Individual Retirement Account (IRA) or a Solo 401(k). Both of these alternatives provide tax benefits and enable freelancers to contribute to their retirement funds. Set your retirement objectives: Calculate how much money you will require to retire comfortably. Take into account your preferred retirement lifestyle, healthcare expenditures, and inflation. Understanding your retirement objectives can assist you in determining how much to save each year. [/QUOTE]
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