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Property Insurance Plan and Reimbursement
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[QUOTE="Wole.K, post: 156, member: 13"] Property insurance coverage is a type of insurance policy that gives financial reimbursement to the owner of the property or the person who rent a properter and its contents, in the case of theft or damage. Property or home insurance policy may include property owners insurance, tenants insurance, flood insurance. [B]Individual property or home[/B] is usually covered by a house owners or tenants policy, except if it is of high value, whereby it may be covered by buying an inclusion to the policy called a "rider". In case a claim is submitted, the property or home insurance policy will either pay the policy holder for the real value of the damage or the replacement cost to repair the damage. [B]Perils covered by property[/B] insurance coverage consist of destruction caused by wind, hail, snow, fire, smoke, lightning, theft and more. Property insurance plan also provides liability coverage in the event a person other than the property owner or tenant is seriously injured while on the property, and decides to file suit. [B]Property or home insurance policies [/B]usually will not cover water destruction due to tsunamis, floods, drain, groundwater seepage, sewer backups, standing water and several water sources. In addition they may not cover mold, earth quakes, acts of war, like terrorism. [/QUOTE]
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