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Preventing a Credit Fraud From Affecting Your Financial History
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[QUOTE="Holicent, post: 275778, member: 76163"] If you're the victim of a family member's identity theft or whatsoever, it can be difficult to restore your credit. Credit companies won't want to work with you if they think that someone else is using your information, so they'll likely deny your application and send you on your way. However, as long as you have proof that the person stole your identity and didn't give it back when asked, there are steps you can take to get back on track. Here's how: 1. Call the credit bureaus. 2. Find out as much information about the thief as possible. Start by calling one of the three major credit bureaus: Equifax, Experian, or TransUnion depending on your country and preferences. They'll ask for all of the important details about what happened, including who was involved and how long ago it happened. If they're asking for information that doesn't seem right, don't give it — just ask them questions until they understand what happened and why it might affect your ability to get new accounts opened in the future. 3. Report it to law enforcement if necessary. These steps written above can only be more effective where your country maintain laws and orders. [/QUOTE]
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