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Preparing a family Budget.
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[QUOTE="raaman, post: 307771, member: 23419"] Preparing a family Budget. Every month, we reach the end of the month with just enough money in hand. We want to save something, but it becomes impossible. Income or salary we earn slips into expenses that we could not control. All these situations have the same solution, the organization of a family budget. Obviously, the higher our income, the greater the chances of having all our needs covered in full, and saving for large expenses such as buying a house, a vehicle of our own, or going on a holiday. But this third desire of going on a vacation is not always fulfilled. Just like any company, self-employed person or an organization needs to have clear accounts if it wants to be economically sustainable, managing the family budget also involves controlling the expenditure and income for being clear about how much we earn, where we spend and where we want to spend it. This will allow us to set a realistic goal for saving and also maintain control of expenses. A family budget can take many forms. We can do it by hand with paper and pen, or with a spreadsheet program with one of the many templates that are available on the web. [/QUOTE]
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