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Planning for retirement
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[QUOTE="Finger Geek, post: 275772, member: 27389"] Retirement planning is a process of creating a blueprint for a person's future. It involves setting out an individual's goals and plans for achieving them in the future. Taking time to plan for retirement can help people ease into the transition period between working and not working. Setting aside money now to supplement income from working helps with expenses during this period. Planning also helps people reduce the risk of running short of money during their retirement years. Planning timing and amount of monthly income is essential when retiring. People who are older than age 60 typically want to reduce their monthly expenses to decrease their expenditure rate. They also want to reduce the rate at his or her investment accounts are generating funds. On the other hand, those under age 60 typically want as much money as possible each month. Whether you're younger or older, it's important to consider your financial situation when planning for retirement. Planning is essential when retiring, doing so early prevents financial stress and helps establish a firm financial foundation for the rest of your life. Individuals should create a retirement plan before joining a company or receiving a promotion. Businesses should create an EBP for employees and management to save money on employee benefits. Planning is beneficial in many ways. [/QUOTE]
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