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[QUOTE="Hagson1, post: 220686, member: 70904"] The only thing that can determine whether you are successful in life or not is when after retirement you still remains independent. The problem we are facing nowadays is that, you will see somebody while working has all it's takes to live. Some have cars, houses and the rest of them. But only few sustain the ability to be independent even after retirement. What then is the problem. It's simple, this is because they do not plan for their retirement. Some people just live their life without planning thinking that they will continue working forever not knowing that fail to plan you are planning to fail. One of the ways to plan for retirement is by opening a personal saving account, which will help you after retirement to sat up a business which you will depend on it as your income. Knowing when to plan is also important because late planning will not give you the best of what is expected. In addition to that you should learn how to invest in business, if you invest you will not be depend after retirement. Not only in business but learn to invest in the lives of people. Which may be your reason to smile. [/QUOTE]
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