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[QUOTE="Donkiz, post: 72670, member: 26238"] There are two types of expenses, one is planned expenses while the other is unplanned expenses. Planned expenses are things that you know that you will have to spend money on like paying for utilities, cooking, rent, etc, these can be budgeted for. For the unplanned expenses, these are things that comes up suddenly without us planning for them, but because they are very important, we won't have any other option than to channel some funds towards taking care of them, these includes hospital bills, car repairs, etc. [/QUOTE]
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