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Online loans can sink your finances
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[QUOTE="Alexandoy, post: 101750, member: 25510"] I have been receiving emails about loans. Mostly they are locals who are offering personal loans up to $20,000 with no required collateral. I also receive from time to time a text on my phone of offers of personal loan. The latest text I received today says the interest rate is 1% per year, no hassle, no fine print. Can you believe that? Fortunately for me, I do not need to borrow money because I am very liquid. But I agree with the advice of my nephew who works with ADB (Asian Development Bank) that the internet is teeming with loan sharks. At the outset it looks like you can take a loan and you can probably abandon payments since your only identity is your email address. If that is what you believe then think again. Those online loan sharks are smart and you cannot fool them. In fact they are charging 5% interest per month on the loan. That is the lowest interest rate that you can get. [/QUOTE]
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