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One Bad Money Habit That is Keeping You Broke
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[QUOTE="Abigael, post: 273128, member: 25357"] This is very true. Careless spending is one of the biggest causes of going broke. Its effects feed on the justification you place on it. You never keep yourself accountable for your bad spending habits, instead you make it seem like a good thing. But later you realize that you did not even need the things you bought. Some tips to make this stop include; [B]1. Analyze your expenditure - [/B]this is by keeping record of the things you usually buy. This record will help you identify your needs from your wants. [B]2. Budget your spending - [/B]you need to budget on how you will be buying your needs and paying bills. That way, your goal is to buy needs first and wants later. It is best to include some luxury wants there so that you don't end up buying them impulsively. [B]3. Build your discipline around spending - [/B]this can be achieved by doing things such as; [LIST] [*]Saying no to spending urges. [*]Going shopping with just the amount of cash that is enough for it. [*]Saying no whenever you feel like taking an unnecessary loan. [/LIST] [/QUOTE]
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One Bad Money Habit That is Keeping You Broke
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