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Personal loan
Mortgage (Home Loan) Overview
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[QUOTE="Yusra3, post: 305944, member: 31907"] Mortgage Overview A mortgage is a loan you take out to buy your home. The first step in the process is getting pre-approved for a loan, which means that you have already been approved for a mortgage and have been given a letter by your bank or lending institution confirming this. This letter will show the amount of money you can borrow, as well as an interest rate and term length. You then apply for the loan with your bank or lending institution through their online system, which will ask you questions about your financial situation and assets. Once you've answered all of these questions, they will then calculate what it would cost them to lend money to you based on their own risk assessment model. If they feel that they can make a profit off of lending money to you, they will set up an application process with one of their partners in order to help give them access to more information about your property and income sources. [/QUOTE]
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