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Managing Personal Finance When You Have a Car Loan
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[QUOTE="Mika, post: 230878, member: 29399"] You can get a loan to buy a car. Actually, buying a car through a bank loan is a common practice. That’s because a car loan has a low-interest rate, you don’t have to give collateral (your car will be used as collateral), and you can get up to 100 percent financing. A lot of people buy cars through a bank loan. In fact, a car loan is one of the most common types of loans. When you have a car loan, you will have to pay monthly, or quarterly, interest on your loan and also some percentage of the principal amount. When you buy a car, you don’t generate income from your car, in fact owning a car will increase your expenses because it is more expensive than using public transport. How do you manage your personal finance when you have a car loan? Car is a luxury item, when you buy a luxury item through a bank loan, your income must be many times more than your expenses. Secondly, when you are getting a car loan, you should not have any outstanding loan, if you have an outstanding loan, clear the loan before getting a new loan. Also try to buy an electric car, which will save you a lot of money on your gas bills. [/QUOTE]
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Managing Personal Finance When You Have a Car Loan
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