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[QUOTE="sincerem, post: 134758, member: 25228"] When we cut down our spending spree it will surely enable us to save more on purpose. Spending is one of the bad tendency to savings. When you're a SOE ding type it will be hard to meet up your saving target or objective in the future. Not lime you won't be spending oh, you will, but based on when necessary and not over spending it. [/QUOTE]
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