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Main Reason Why People end up in debt
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[QUOTE="Abigael, post: 213561, member: 25357"] Taking loans which are not genuine is truly one of the reasons why people get stuck in debt. Most of those loans are not planned for and so one does not know how to pay it back. Therefore, avoiding what you cannot afford is really one of the best ways to avoid bad debt. Another way is to try as much as possible to make the money you need. Apply for jobs offline, search for ways to earn online or start a business. That way, you will be able to earn money rather than depending on borrowing. It is important to note that even as you make money, make sure to avoid debts. You can avoid debts by spending the money you earn wisely, No matter how small it is. Make a budget of things you actually need and satisfy those only. Have so much self discipline when doing this so as not to get tempted by your urges. Lastly, it is important to cultivate a saving culture. Any extra money you get should be saved for the rainy days. That way, instead of borrowing money for emergencies, you take it out of your savings. These tips will help you stay out of debt as much as possible. [/QUOTE]
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Main Reason Why People end up in debt
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