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Loss Prevention under Insurance
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[QUOTE="Mataracy, post: 144138, member: 28733"] Under this policy; Fire surveyors are trained to identify sources of potential risk in the production process, storage of materials and use of electricity, etc. They make recommendations which will limit the incidence of loss from these sources to a minimum. Theft surveyors make recommendations for the protection of property against thieves. The protective devices installed on their recommendation will deter many casual thieves, again reducing the number of losses. In a similar manner,the liability surveyor will endeavor to advise the businessman of employer in a ways to prevent claims from the public, due to their operations or products,or from employees, dye to unsafe conditions of work. Ideally, these expert should be consulted at the planning stage of a project, but as jet too fee architects and planners realize the valuable help which is available to them and clients. The recommendations will require to be incorporated into the building or plant at a later fate in any event, and it is much less costly to have the loss prevention measures incorporated at the building stage. Pressure and lifting plants and ships are required by statute to be inspected by competent engineers and these people are often employed by insurance companies. These types of plant are usually inspected during construct and again at a frequent intervals during their lifetime. The major way by which insurers present losses is through research and liaison. Research and Liaison: insurers activity contribute to research into the prevention of loss and liaise with various public and private bodies in this connection. [/QUOTE]
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