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Funding a business
Living above borrowing
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[QUOTE="Jasz, post: 233532, member: 61772"] In our era of ever-rising debt, it's easy to get sucked into the culture of overspending and borrowing. Those new clothes look so cute, and you've got a little more space on your credit card… why not? But the sad truth is, if you only live above your means and never make a conscious effort to visit the other side of that equation—the side where you spend less than you earn—you're going to end up in deep trouble before long. So how can you take control of your finances? It starts with a simple mantra: live below your means. Instead of looking at what you can afford with what you're currently making, try to imagine yourself as a person who makes less money than you do now (and likely will in the future). How would they budget their expenses? Would they buy those designers? Probably not. Which doesn't mean that they'd have to live their lives in total drabness; maybe they'd just choose some cute flats instead. Or maybe they'd wait until the designers go on sale at the end of the season. If you only focus on what's within your grasp right now, it's easy to lose sight of future possibilities. But if you live below your means today, tomorrow there will enough to spend and invest. [/QUOTE]
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