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Life insurance, purpose/ benefits
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[QUOTE="jerianasmith, post: 336191, member: 106744"] Life insurance is a type of coverage that pays a sum of money to your beneficiaries if you die while the policy is in force. The purpose of life insurance is to provide financial protection and security to your loved ones after your death. Some of the benefits of life insurance are: • Help your family pay for funeral costs, debts, taxes, and living expenses. • Provide income replacement for your spouse, children, or other dependents. • It can fund your children's education or your spouse's retirement. • Create an inheritance or a legacy for your heirs. • Offer tax advantages and cash value accumulation for some types of policies. In Texas, you have various options to buy life insurance, such as from an insurance agent such as Brilliant, The Insurance Service Company, employer, or group. You can choose from different types of life insurance, such as term life, whole life, universal life, and variable life. You can compare different plans and prices and select the one that suits your needs and budget. By buying life insurance, you can ensure that your family's financial future is secure and that they can cope with the loss of your income and support. [/QUOTE]
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