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Key Tips For College Student Credit Card Debt
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[QUOTE="Yusra3, post: 307209, member: 31907"] College student credit card debt is a big problem. It’s difficult to manage, and it can feel like you’re drowning in debt. The good news is that there are some things you can do to get out of it fast. Here are five key tips for college student credit card debt: 1. Don’t apply for a credit card! You should only apply for a credit card when you know how much money you need to spend each month, and if you don’t have any other options for paying for everyday expenses. Even if the store offers an introductory APR rate, don’t take advantage of it. it’ll just make your debt worse in the long run. 2. Make sure every payment goes directly to your minimum balance first, then pay off all other debts as they come due. If one of your payments isn’t enough to cover all your minimum balances, then don’t make that payment until after they have been paid off completely. This way, when you do have enough money coming in each month (whether through income or savings), you won’t ever be left with nothing at the end of the month because your minimum balances are still too high! 3. When you get a credit card, make sure to check your statements regularly. You can set up automatic payments from your bank account, and that's a great way to keep track of how much you're spending on your card. 4. Never store your credit card numbers on the card itself that's a great way to have them stolen or stolen from you when an account is hacked. Instead, store them in a secure location online or on a piece of paper in your wallet or purse. 5. If you're looking for ways to reduce credit card debt and increase your credit score, consider opening up a low-rate savings account at one of the banks that offer no-fee checking accounts with a high APY (annual percentage yield). You can save money by putting money into this account every month! [/QUOTE]
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Key Tips For College Student Credit Card Debt
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