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Is this the best savings decision for me?
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[QUOTE="Alexandoy, post: 211692, member: 25510"] When I was younger and was earning a good salary from the bank that I worked for the expenses were pretty high. But I have no accounting of my expenses and the only one that I remember is the big chunk of my salary that goes to my mother. To be honest, I later noticed that I had been very generous not only to my family but also to my friends. During Christmas day there were so many guests in our home that are 90% my guests. They come with their kids to receive gifts from me that usually it is in cash. Maybe I was really amiss on those days that my generosity got the better of me so that my savings were always to the minimum. When I got married nothing had changed even if my wife has a job of her own. Later in my life came the realization that generosity should be stopped that I had been so generous for many years. This time the generosity would be for myself. I had a policy against lending money no matter the reason, sorry, I do not lend money anymore. That did it. At least I was able to save money for my retirement and I was correct in that part of my life. [/QUOTE]
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