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Is it good to have Credit Cards?
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[QUOTE="Shortie, post: 320567, member: 99566"] I am someone that refuses to have a credit card myself. My reason for this is that I know if I was given one with a credit limit I would probably spend quite a bit if not all of it and that would run me into issues with me having to pay it back. I would rather have a debit card and only be able to spend what I have access to rather than have an amount that I can spend as and when I like and struggle to pay it back. [/QUOTE]
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