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Is it good to have Credit Cards?
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[QUOTE="raaman, post: 320554, member: 23419"] [JUSTIFY][SIZE=5]Is it good to have Credit Cards? Are you trying to get a credit card? Your credit limit and the credit card issuing company's policies will determine how many credit cards you are permitted to own. The majority of financial institutions often permit you to have up to four or five credit cards. However, having too many credit cards is not advisable as having numerous credit cards can only increase your credit utilization ratio, which could result in lowering your credit score, and soon you may fall into a debt trap. So, it is important to keep that aspect in mind. Of course, you can very well avoid credit card debt. Paying off the amount payable as quickly as you can is the best course of action when you hold a credit card. Your credit history, income, and other criteria are taken into account when determining your credit card limitations. From one credit card to another, the interest rates, and the maximum admissible credit can also differ. Therefore, you have to be very careful about it and avoid repenting later on. To obtain the best rate and limit for you, it is better to do your homework on credit cards.[/SIZE][/JUSTIFY] [/QUOTE]
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