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Is it compulsory to have a debit card
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[QUOTE="Caramelle, post: 223990, member: 150"] [JUSTIFY]Getting a debit card is not compulsory but most banks in my country no longer offer plain ATM cards for savings accounts and are issuing debit cards instead. Debit cards are supposed to be more flexible than regular ATM cards. They can be used for international transactions and purchases abroad. If your employer is paying your salary through electronic means, chances are you will be required to get a debit card from your company's bank to facilitate the payment of your salary. In this day and age, manual payroll processing is rare and inefficient. I don't think it will encourage overspending or unnecessary spending. It's all a matter of fund management. Some people simply withdraw their entire salary and allocate the funds based on their budget. Some keep multiple savings accounts and execute online transfers during paydays to those accounts. [/JUSTIFY] [/QUOTE]
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Is it compulsory to have a debit card
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