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[QUOTE="Jasz, post: 279251, member: 61772"] Investing need not be daunting, despite the fact that it might be. These are the resources that will aid you in getting started if you're just getting started: 1. An account for savings Start accumulating an emergency fund right away if you don't already have one. You can open an account with just $1 or $2 at most banks and credit unions — and if you're feeling particularly ambitious, see if your employer offers a matching 401(k) program. That way, your money will grow faster than it would in a regular savings account. 2. A Roth IRA (or traditional IRA) If you don't have a retirement account yet, start with a Roth IRA or a traditional IRA — both of which offer tax advantages for retirement savings. The difference is that with a Roth IRA, money goes in after taxes; with a traditional IRA, it comes out before taxes are taken out. It's best to consult a financial advisor before opening up either type of account. 3. An online brokerage account Once you've got some money saved up, consider investing it through an online brokerage account instead of keeping it in cash or putting it in an old-fashioned bank savings account that doesn't earn interest. [/QUOTE]
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