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[QUOTE="Richee84, post: 278236, member: 42448"] Getting and insurance policy is good for everyone, most developed countries don't joke with their insurance law. The insurance company help to share your risk and compensate you when the risk occur. There are different type of insurance policy and is better for everyone to have better knowledge and understanding of all this insurance policies before buying any of them. It is good to read the insurance policy very well before you purchase and sign any documents. The type of insurance you are purchasing will be specify in the term and condition before you sign them. Most people don't take their time to read through the entire document given to them , they just know that they have purchase a particular insurance policy. People always believe that purchasing a particular policy means they can make claim when things happen to them outside the coverage of their policy. Policy holder must know that they must not default in the payment of their premium at the right time. A defaulter might have challenges claiming his or her benefit from insurance company. Some policy holder some time provide wrong information about them which is a breech of the contract. An insurance company will not pay anybody that is guilty of fake or wrong information. [/QUOTE]
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