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[QUOTE="arunima25, post: 249348, member: 30475"] Whole life insurance is always a better choice be it for freelancers or for someone with a regular source of income. If one has dependents, whole health insurance makes better sense as in case of any eventuality the dependents will get the benefits. Insurance does give a sense of financial security in case of some unforeseen eventuality or emergency. But still many people don't see it as a need to have a find ot a waste of money by paying regular premiums. Insurance companies do a lot of background check up before giving you any insurance. With a regular source of income and financial security your chances to pay premiums on tike is high and that would be appreciated by any insurance company. But that's not the case with freelancers. So, if they sense that you might fail to pay regular premiums on tine, they might not be so willing to provide you their service. Many countries have insurance policies for the economically poor. Though the term insured might not be huge, it would be good to opt for it. The premiums might not be that high abd some part of it might be covered by the government. But then you need to have supporting documents to avail them. [/QUOTE]
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