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Insurance, Emergency Fund or Investment?
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[QUOTE="Suba, post: 179381, member: 3658"] Managing finances is not an easy matter, especially if our income is small, although every month there are advantages but not many, so we will be faced with which is more important, Emergency Fund, Insurance or Investment, it seems that all three are very important but we must prioritize which is more take precedence. Because all three have different storage purposes. 1. Insurance. Insurance is not only for health, but can also be for life insurance, car insurance, education etc. Insurance can provide more funds when we need them. 2. Emergency Fund, is money that we save that will be used at any time, when we need, for example, a car is badly damaged. 3. Investment is a funding activity to gain profits in the future, because investment must be funded with idle money, not with money that we use for daily needs. If we have big income, of course there is no problem in allocating funds, but if we have small income, we must prioritize which is more important. So in your opinion, which is more important emergency fund, insurance and investment? [/QUOTE]
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