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Insurance Documents and Documentation
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[QUOTE="Mataracy, post: 140836, member: 28733"] Just as we know that insurance contract is not quite different from other commercial contracts in that all the condition for a valid commercial contract apply to insurance contract. There must be offer and acceptance , consideration (whether to take or consider the contract or not) etc. Contracts are not formed on verbal agreement because oral statement can be denied ( i.e people can latter said they don't say anything like that again) . And for a written agreement to be made, documents must change hands. In Insurance , various documents are used before the formation of the contract, during the currency of the contract and even at the the of claim. It has also been mentioned that insurance involves the selg and buying of invisible products. The question therefore is how will the seller (insurer) sell its products and how will the buyer (insured) know what to buy. Both of them must be given enough information in order for them to comply with the rule of offer and acceptance . The following documents are normally used in a contract of insurance. (1) Proposal Form (2) Slip (3) Debit and credit note (4) Receipt (5) Cover note (6) Certificate of insurance (7) Policu Documents (8) Endorsement (9) Renewal Notice (10) Claim Form (11) Discharge Certificate or Voucher. This are what Insurance Documents and Documentation entails. [/QUOTE]
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