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In what ways exactly does budgeting help to reduce debts.
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[QUOTE="Holicent, post: 340361, member: 76163"] When you budget at the first place, you won't run into debt. I assume we run into debt when we have important thing to spend on and we don't have the money. This is where budget comes in, if you properly budget for things or even save before hand, bills might not really choke you because you will have some money to settle a better potion of your expenses. We should avoid spending so much on things not budgeted on. [/QUOTE]
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In what ways exactly does budgeting help to reduce debts.
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