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How to tackle Financial Problems
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[QUOTE="Yusra3, post: 287805, member: 31907"] We all want to be financially stable, but sometimes life gets in the way. Here are some tips for managing your finances when you're faced with financial problems. 1. Be honest about how much you have and what you owe even if it's just a couple of dollars. 2. Talk to family members and friends who have also been through a hard time, and see if they have any suggestions or advice for dealing with the issue at hand. 3. Don't forget that there are resources available to help you get back on track financially like credit counseling organizations, banks, and other financial institutions that offer services like loan consolidation or debt management plans (which can help reduce monthly payments). 4. If you're struggling with debt, consider filing for bankruptcy protection under Chapter 13 of the Bankruptcy Code or Chapter 7 of the Bankruptcy Code (depending on your state's law) as soon as possible before your debts become unmanageable (usually within three years). [/QUOTE]
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