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How to stay debt free as a student
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[QUOTE="Austinaldo, post: 229793, member: 69924"] Being a student comes with its many challenges. You can never have enough money as a student to sustain you for the rest of your academic year. It is usually very difficult to spend wisely judging the excitement of being away from our parents and influence from friends. Here are some ways to stay free of debt while still schooling; 1. Choose your friends: as a student you must not associate with friends that can influence you into taking loans just to keep up with the Jones's. You must ensure that your friends are the best kinds and they do not make you want to buy fashionable things every time to keep up. 2. Name your money: yes you heard that right. You can divide your savings into various parts and give them a label/name. For example, if you keep a certain amount for foodstuffs, then write it down and call it money for foodstuffs. This way, you know that taking away such money for something else is you setting yourself up for danger. Generally, such named savings when spent is tantamount to stealing. Because come to think of it, when a politician takes Money budgeted for something else and spends it on another what do you call that? Yeah, you got that right. 3. Cut down your spending: instead of taking a cab why not consider using a bike or even trekking to your destination? Why not consider washing that clothes yourself instead of using a laundryman? Etc. These are the three tips to stay debt free. You can add yours if you have any. Thanks [/QUOTE]
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