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How to save more money in the new year
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[QUOTE="Johnson2468, post: 289244, member: 93261"] [B]Start utilizing budget app[/B] The word "budget" is disliked by many individuals. However, sticking to a budget doesn't need you to lead a dull existence. You can prioritize your happiness, lead a purposeful life, stick to your budget, and achieve your financial objectives. Budgeting apps make it simpler to create a budget and keep track of your spending patterns. By cutting back on unnecessary expenditure, you can free up additional income. [B]Get a high-yield savings account started.[/B] If you're putting money aside, make sure it's in a high-yield savings account. A low annual percentage yield (APY) savings account is preventing you from earning more interest if you keep additional money there. Changing accounts may be a good idea because there are currently several high-yield savings accounts with competitive rates. Your ability to earn interest is stronger with a higher rate, which raises your account balance. [B]Eliminate any subscriptions you aren't using.[/B] Paying for things you don't use is the equivalent of flushing money down the toilet, whether it be streaming apps or other monthly subscriptions. It's a smart decision to pause or cancel subscriptions you don't use frequently if you want to accomplish your savings goals in 2023. Rotating your subscriptions is another way to avoid paying for them all at once. There will be extra money for saving. [/QUOTE]
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