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How to Save Money?
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[QUOTE="Josemendez, post: 69410, member: 25665"] I think first you need to understand the difference between want and needs , and be able to spend mainly on your needs. This will help your curtail your expenses. You need to compare you monthly income with your responsibilities , and if it seems that your family responsibilities is almost taking away your income , then you need to look for a second source of income to complement your present monthly earning. You can also follow the 50-30-20 rule that gives 50% to needs ,30% to wants and 20% to savings. if 20% for savings is quite small because of the amount you earn monthly , then you need to adjust the wants percentage [/QUOTE]
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