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How To Save Money if you are a Minimum Wage Earner
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[QUOTE="freelancermaria, post: 311881, member: 26956"] Who doesn't want to put money aside for a rainy day? The majority of us want to save money, but it is difficult when unexpected expenses arise. Furthermore, millions of people live paycheck to paycheck. When times are tough, saving money is not a top priority. So, how do you save money if you only make the minimum wage? Continue reading. Save your spare change: It is recommended that you save at least 20% of your income. Do not, however, feel pressed. Instead of saving 20% of your salary, save your spare change every day. Keep it somewhere you won't be able to touch it. Get a piggy bank or open a savings account at a bank. There are many banks that offer low-maintenance balances, so look into them. Pay off your debts: Credit card debt is one type of debt that can prevent you from living an stress-free life while also achieving your financial goals. Even if you only make the minimum wage, make sure you set aside some money to pay off your debts. You will be surprised that you will be out of debt in no time. Focus on your goal: When you have savings, you may be tempted to buy that item on your list that you have had your eye on for a long time. Control yourself and postpone the purchase. Being practical can help you save money over time. Consider a side hustle: Living paycheck to paycheck is difficult, especially if you are the family breadwinner. Consider starting a side business. If you enjoy writing, you could work as an article writer or a content writer. Alternatively, if you are fluent in English, you could work as an ESL tutor. [/QUOTE]
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