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How to put your business safe
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[QUOTE="Jasz, post: 248284, member: 61772"] You can rest assured that your business is safe and secure with the right insurance coverage. The last thing you want to do is find yourself in a situation where you are not properly insured and unable to recover from damages caused by an accident or natural disaster. Insurance companies offer different types of plans, so it's important to know what kind of coverage you need and how much it will cost. Here are some tips for selecting the best insurance plan for your business: Insure against risks. Make sure your insurance policy covers any potential risks for which you may be liable, whether they're natural disasters like tornados or floods, or man-made issues like a burglary at your office. Make sure your policy includes property damage liability coverage and medical payments coverage. These two types of policies protect you from paying out-of-pocket for injuries sustained by others who visit your business or are injured on your property (if it isn't owned by you). Check with your state's Department of Insurance to see if there are any specific rules regarding insurance requirements for businesses in your state. Most states require small businesses to carry both general liability and automobile insurance, but some also require commercial auto insurance in addition to personal auto. [/QUOTE]
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