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How To 'Practically' Avoid Debt
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[QUOTE="King bell, post: 272950, member: 75687"] You can avoid debt practically by sticking to a budget, using money as a tool instead of an object of worship, and being prudent when you spend. We all know that living with debt is not the way to go. It can bring about feelings of being trapped in a cycle. It’s hard to pay off one credit card bill when you have other bills coming due and no clear financial path ahead for your future. Debt can sweep away your life’s savings and make retirement seem impossible, removing the freedom to enjoy life during your most active years! You may be worried that there is no way out from under this relentless burden. Don’t worry, you are not alone. You can avoid debt practically by sticking to a budget, using money as a tool instead of an object of worship, and being prudent when you spend. Know your worth : You need to be aware of the value of your possessions and the value of your time. Value is assessed by being realistic about how much it actually costs to purchase and maintain the items you want. Don’t let ads and marketers convince you that you need all those things for happiness more than the basics—food, shelter, clothing, health care, transportation and education. [/QUOTE]
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How To 'Practically' Avoid Debt
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