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How To 'Practically' Avoid Debt
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[QUOTE="Abigael, post: 272926, member: 25357"] It is very true that people get into debt because of not living within your means. I love your idea of hating the things that we cannot afford. It is very true that when you hate something, you won't bother trying to buy it. That is an attitude that will save you a lot of money. But you must really analyze your expenses first. Knowing what you usually spend your money on will help you decide what you need and what you just want for luxury. That way, you will start budgeting on your needs and ignoring the wants that you don't need. Then stay disciplined on buying what is on your budget only. Saving is also very important in avoiding debt. When you have some money saved up, you will hardly take loans during emergencies. You will just use up what you saved. Before you start spending on your budget, save something fast. Otherwise, you will be tempted to use up all your money before you save. [/QUOTE]
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How To 'Practically' Avoid Debt
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