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How to Make a Financial Goals that Works
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[QUOTE="Yusra3, post: 276982, member: 31907"] [I][B]1. Make A List Of Your Financial Goals[/B][/I] Your first step is to make a list of your financial goals. This will help you determine what you need and want to spend your money on. Some examples of financial goals include: 1. Saving for a down payment on a house 2. Saving for retirement 3. Paying off debt 4. Building up an emergency fund 5. Saving for a vacation [I][B]2. Determine Your Time Frame For Each Goal[/B][/I] Once you have made a list of your financial goals, you need to determine a time frame for each one. This will help you prioritize your goals and figure out how much you need to save each month to reach them. For example, if you want to save $10,000 for a down payment on a house in two years, you will need to save $416 per month. Or, if you want to pay off $5,000 of debt in one year, you will need to pay $417 per month. [I][B]3. Prioritize Your Goals[/B][/I] After you have determined when you would like to achieve each goal, it is time to prioritize them. Some people like to focus on the goal that will have the biggest impact on their life first, while others prefer to focus on the goal that is easiest to achieve. There is no wrong answer here. it is entirely up to you! If you are having trouble deciding which goal to focus on first, consider speaking with a financial advisor who can help you create a plan that makes sense for your unique situation. [/QUOTE]
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