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How to make a budget and stuck to it
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[QUOTE="Jasz, post: 230635, member: 61772"] if you dont budget , you will live from paycheck to paycheck which is bad. You never have any money for fun things, you spend way too much time thinking about how you're going to pay your bills each month, and it's hard to save up for anything big like a new car or a house. We know this because we've been there. That's why we want to share some of the techniques that helped us break the cycle. 1. Get a clear picture of how much money you're actually spending each month Track every single expense for two months, and then see where you're spending the most money—and where you could cut back. 2. Put yourself on a budget Once you have an idea of what your expenses are, set up a budget that accounts for each category of expenses and leaves room for surprises (like when your car breaks down). 3. Stop using cash unless you absolutely have to You'll waste less time at the grocery store cashing out with cash if you just use your debit card, and it's easier to keep track of what you're spending when everything is centralized in one account rather than spread out between several wallets and purses (who even has time to do that?). [/QUOTE]
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How to make a budget and stuck to it
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