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How to improve your handling for your personal finance?
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[QUOTE="Holicent, post: 263995, member: 76163"] Make a budget. This is the first thing to do in taking control of your finances. A budget helps you see where your money goes, and it gives you an idea of how much you can spend on various things. It can also help you plan for unexpected expenses like car repairs or medical bills. 2. Save up for a goal. Make a list of all the things that are important to you — maybe it's retirement, or buying a new home, or paying off debt, or saving for college tuition, then find out how much money you need be there. When you have this goal in mind, make sure that every dollar goes toward it until it's reached and crossed off your list! 3. Create an emergency fund. Having an emergency fund helps ensure that when something unexpected happens (like the unexpected car repair), there will be enough money to cover it without having to go into debt or sell personal belongings just to pay for the bill today – which could have been prevented if there were more cash saved up in the first place. 4. Build up retirement savings every month. [/QUOTE]
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