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How to Improve Your Finance Through a Budget
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[QUOTE="Jasmine, post: 264173, member: 49159"] The rule of 50/30/20 is very important to manage your finance. You need to maintain your life with the 50 percent income, use only 30 percent of your income for your wants and wishes, and make sure you use 20 percent income to save. Imagine you earn $1000. You should try to limit your bills payment, rents, fuel cost, etc. to under $500. If your expenses go beyond $500, you need to cut expenses in the next month so keep you expenditure down to $500. You can use $300 for your wants and wishes for example going for a vacation. If $300 is not enough, you should continue to save for some months so that you have enough to go for a vacation. You need to save your $200 in emergency funds and investment funds. You should never limit yourself just to save money, you should also invest money on stock market. [/QUOTE]
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