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How to Improve on your savings in 2023
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[QUOTE="Shaf, post: 292925, member: 25467"] The key to solving a problem is to know the problem and acknowledge it. Many of us don't realize that we have a problem with savings especially if our income increases gradually. After acknowledging that you need to solve that problem, then find ways to work on it and ensure that you do it for a long time. It's the beginning of the year and it's common for people to have high expectations, but by the end of the year, most of those plans are derailed. Having an accountability partner is very helpful if you want to achieve your goals. We feel embarrassed for failing, but if no one knows about it, there won't be an issue. It's also good to save money whenever you get it. Delaying the process makes the money easily accessible and if you can't control how you spend, this will derail your plans. Some people use a wooden piggy bank to save for the year and I've seen quite a few of them that achieve good results with this. [/QUOTE]
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