General insurance How To Identify Insurance Fraud and Scams?

[Good-Guy]

There are many people who want their properties to get insured in case of any accident. In many countries, it is not necessary to get your property insured. However, in certain kinds of countries such as the United States, it is mandatory to get an insurance because medical expenses and some other forms of expenses are so high that no one could afford them. This makes the field of insurance getting targeted by scammer and cheaters who try to loot people in the name of insurance. I think one of the most common kinds of scam associated with insurance is the identity theft scam where the scammers may misuse your information and use it for financial benefits.

Some scammers might also try to impersonate some kind of insurance agent from some company and try to steal information from people. Some scammers also try to get information from patients and promise them to provide free products through insurance. Scams revolving medical equipment and products are also quite common when it comes to insurance. So what are some of the other kinds of insurance scams? How can we avoid them? have you ever been a victim of these kinds of insurance scams? What can we do if we get scammed by them?