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How to Identify and Cut Unnecessary Spending
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[QUOTE="btaliat, post: 341532, member: 26390"] The very first step is to identify which area of us always take money away from us. The first thing to do after that is to ensure that we identify this part and then cut unnecessary spending. We need planning on how we spend to prevent impulsive spending. Human beings are insatiable and always wish to home all sorts for themselves. That's why we need to have planning. Apart from that, we should not be borrowing people money without documentation. This will prevent the borrower's not to have bad debts. Bad debts are money that we cannot retrieve. [/QUOTE]
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