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How to Get Out of Debt
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[QUOTE="Yusra3, post: 296056, member: 31907"] Getting out of debt is an important step in your financial life, but it's not always easy. There are a lot of different ways to do it, and some of them are more effective than others. Here are three ways you can get out of debt quickly: 1.Get a credit card with zero percent APR for 12 months. This is the best way to begin paying down your debt because it will give you time to pay off those bills over time without having to make any interest payments. 2.Apply for a loan from your bank or credit union at an affordable rate (like 3% APR). These loans usually take longer to repay but they're still better than high-interest credit cards because they have no fees attached. so if you pay off the loan early, you get a refund on interest paid as well as the principal amount paid! 3.Get a personal loan from your bank or credit union at an affordable rate (like 3% APR). [/QUOTE]
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