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How to Get Out of Debt
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[QUOTE="Jasz, post: 293223, member: 61772"] Debt is an emotional topic, so it's no surprise that many people avoid talking about it. But if you want to get out of debt, you must understand how your finances work. And that means looking at your spending patterns. The first step is to identify where you're spending money and why. It might seem like a simple process: just keep track of every purchase for a month or two, then look for patterns in what you're buying and who's buying it with you. But it can be harder than it sounds. To get out of debt: 1. Find ways to save money. 2. Make sure you know what you owe, and how much it is. 3. If you are in debt, make sure your payments are on time and in full every month. 4. Try to avoid getting into debt in the first place if possible, or at least as much as possible. 5. Learn about credit cards, but don't abuse them unless absolutely necessary (i.e., emergencies). [/QUOTE]
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