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How to Get Out of Deadly Debt
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[QUOTE="Shaf, post: 273543, member: 25467"] Why get into debt if you can do without it? Many people have developed bad spending habits that they end up borrowing to either pay for emergencies or they use the money for luxury. If you have a perfectly working phone, there's no need going for a newer model unless it makes you money. Another way to avoid getting into debt is to save. Most people can survive on 90% of what they earn. That 20% can be used to generate more money or it can serve as emergency savings. If you find yourself in debt still, pay the debt with higher interest. Save some more money each month by reducing expenses. You can walk instead of taking the car, buy fairly used items instead of new ones and look for cheaper ways to do grocery shopping. If you can pay off the loan in 6 months instead of 12, you can then focus on others. [/QUOTE]
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How to Get Out of Deadly Debt
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