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How to get a personal loan with bad credit?
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[QUOTE="Phantasm, post: 337085, member: 94599"] It is difficult to be given a personal loan with poor credit, but it can still be done. To increase your approval rates there are several steps you should follow: 1. Know your credit score; Before making an application for the loan, ensure that you know your credit score and go through the credit reports for any inaccuracies. 2. Consider all your options; Among them are online lenders, cooperatives and peer to peer lending platforms. 3. Look for a cosigner; If possible, find someone with good credit standing who can help boost your chances of securing a loan. 4. Offer security; Offering something like a car or property as collateral may encourage some lenders to agree to provide you with money. 5. Improve on your credit rating; Paying off debts and ensuring timely payments will enhance the opportunity of increased approvals in future. Remember that getting loans approved with bad credits might come at higher interest rates and fees so read the terms and conditions before accepting any offer carefully. [/QUOTE]
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How to get a personal loan with bad credit?
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