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How to get a mortgage.
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[QUOTE="Holicent, post: 282560, member: 76163"] Getting a mortgage can be daunting, but it doesn't have to be. If you are looking to get a mortgage, the first step is to begin the process by visiting your local bank or credit union. They will help you to determine what kind of mortgage you need and how much money you are able to put down. The next step is finding a lender who has the right type of loan for your situation. This means that they will be able to provide you with an interest rate that is low enough for you to qualify for, but also high enough to make sure that you don't end up having too much debt on your shoulders if something were to happen in the future. Once all these things have been taken care of, you will need to fill out some paperwork and take some time off work so that they can look over everything and make sure everything checks out before approving any loans. [/QUOTE]
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