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How to finance your small business
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[QUOTE="Jasz, post: 279076, member: 61772"] 1. Get a business credit card. If you want to finance your startup with a credit card, you'll need to get your business up and running first. Once it's profitable, apply for a business credit card. This will help establish your company's credibility and help you build up your personal credit score. 2. Get a loan from the bank. If you have an established business, the bank may be willing to give you a loan at a lower interest rate than what your credit card charges. You can also use this money to pay off some of your existing debt, which could help improve your credit score. The downside is that loans typically take longer than using a card and they come with stricter repayment terms — think 18 months instead of 24 months for example — so make sure that you're prepared for that before you take out the loan. 3. Use crowdfunding sites like Kickstarter or GoFundMe for funding and publicity purposes at the same time! 4. Use peer-to-peer lending sites like Lending Club or Prosper as another option for financing when banks don't want to lend you. Depending on your country. [/QUOTE]
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